| Eligible | Salaried Individual |
| Age | 21 Years to 57 Years |
| Establishment | Govt. Sector/ Corporate/ Registered Company |
| Purpose | Personal needs or for Family Welfare |
| Maximum Loan Ceiling | 20 times of gross monthly salary or Rs. 5-00 Lac Whichever is less restriction subject to maximum Deduction should not exceed 50% of gross salary. |
| Period of Loan | Maximum 60 Month, For Bank Staff 84 month |
| Repayment | Either from salary deduction, through postdated cheque Or Instalment repayment in cash |
| Security |
(i) Irrevocable letter of authority issued by employer & the consent of the borrower. (ii) Latest salary certificate (iii) Two personal securities as expectable by Bank. (iv) Post dated cheques
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