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Loan for Business

Loan For Business (LFB)

Nature of Loan Term Loan
Tenure of Loan Maximum 10 Years
Eligible borrower People engaged in Trades & Business Activity

(i)    To fulfill the gap of financial need for business Development.

(ii)   To purchase/ construction the shop, Hotel Mall, Commercial market, health center, Hospital, Nursing home, College, School PVR, Cinema Hall, commercial unit etc.

(iii)  To purchase plant/ Machinery, Health equipment, purchase of goods.

Loan Amount Ceiling As per the Credit Exposure norms.
Analysis of loan As per bank policy/ Naik Committee
Margin of Borrower

20% of Estimated Value


(i)    Collateral Security subject to the required of Sanctioned limit.

(ii)   Two guarantors having income in relevant to the sanction loan Amount.

 Documentation required   As per the requirement in the loan file check list.