| Purpose | Personal loans for domestic/ business expenses/investments |
| Eligibility | Persons with regular income/Businessmen/Professionals |
| Nature of facility | With facility of OD-CC OR Loan |
| Basis of Advance | 90% of the value of the security. |
| Repayment Period | By yearly renewal or BY EMIs. |
| Rate of Interest | CLICK HERE FOR THE RATES |
| Processing fees | As per policy of the Bank from time to time . At present NIL. |
| Shareholding/ Membership Contribution |
2.50% of loan amount for limits of Rs.1.00 lac and above. |
| Security | NSC/KVP/LIC SURRENDER VALUE |
| Conditions apply |
